We Solve Debt is a reputable Debt Resolution firm that specializes in negotiating with creditors on behalf of clients to achieve debt forgiveness, settlement, or reduced payment options. Our services apply to unsecured debt, such as credit card debt, medical or hospital bills, department store debts, and personal loans, among others. However, secured debts like mortgages and car loans are not covered by our program.
Our ultimate goal is to alleviate the burden and anxiety associated with debt by offering a strategic approach tailored to each client's unique situation. Our team takes the time to actively listen to our clients and design a customized plan that saves them the maximum amount possible.
At We Solve Debt, we understand the complexities of the debt resolution process, and we aim to educate our clients throughout the process. Our experienced professionals are committed to providing unparalleled support and guidance to our clients, enabling them to make informed decisions and take control of their finances.
Our structured resolution program is designed to help consumers pay off their debts within an average timeframe of two to four years. This is significantly shorter compared to other debt-relief options, while also preventing the need for bankruptcy. Although there may be minor negative consequences during the debt resolution process, our program offers a strategic approach to managing debt that ultimately leads to financial freedom.
While participating in a debt resolution program, consumers may experience some negative consequences. However, our program effectively manages these consequences throughout the resolution process and ensures that any damages are successfully repaired upon completion. As with any debt relief option, it is important to weigh the overall benefits of debt resolution against the potential negative effects, and to commit to completing the program to achieve desired results.
Debt resolution, also known as debt negotiation or debt reduction, is a debt management process that involves working towards resolving outstanding debts for less than the amount owed. In most cases, a debt resolution firm acts as the consumer's advocate, striving to lower principal balances and negotiate debt settlements to help the consumer achieve financial freedom. Our structured program is designed to provide effective support to clients throughout the resolution process, ultimately helping them to regain control of their finances and achieve a debt-free future.
A debt resolution firm differs from a traditional debt management program in that it negotiates directly with a consumer's creditors, rather than making monthly payments on their behalf. Through a monthly program payment, the consumer accumulates funds for debt resolution while the firm works to negotiate with their creditors. Debt resolution firms charge consumers a fee for their services, typically after successful resolution results have been achieved, and compliant and ethical firms prioritize the interests of their clients throughout the process.
Debt resolution is an ideal option for individuals or families experiencing financial hardship or struggling with significant debt burdens, particularly for those seeking an alternative to bankruptcy. Our debt resolution program is tailored to assist qualified clients in resolving their enrolled debts within an estimated two to four year timeframe, offering a practical solution for achieving financial freedom. Our experienced professionals work closely with clients to develop a customized program that suits their unique financial circumstances, providing guidance and support throughout the resolution process.
Compared to other forms of debt relief, the effectiveness of debt resolution largely depends on the future resolution of a consumer's accounts. Therefore, it is crucial to only work with a qualified and accredited Certified Debt Specialist (CDS) provider to ensure the best possible results for resolving your debts.
For Whom Does Debt Resolution Work Best?
Debt resolution is an optimal solution for individuals facing severe debt who are unable to make the required minimum payments and are considering bankruptcy or credit counseling. It is a particularly suitable option for consumers seeking a low monthly program payment and a relatively speedy resolution of their debts.
Positive Impacts
✓ Reduce Principal Interest
✓ One Low Monthly Payment
✓ 24-48 Month Timeframe
✓ Compliant Resolution
✓ Consumer Advocate Partner
Potential Cons
X Collectors May Continue Calling
X Fees and Interest Accumulate
X Client's Credit Score May Suffer
X May Owe Taxes to IRS on Debt
X Potential Legal Action
✔ Free Debt Relief Quote In Minutes
✔ Be Debt Free in 24-48 Months
✔ No Upfront Cost or Fees
Leave stress behind & Get ahead of your debt