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We cannot guarantee that your enrolled accounts will be resolved for a specific amount or percentage or within a specific timeframe. Not all Clients complete the program. The program is not available in all states; fees may vary by state. The use of debt consolidation services will likely adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding obligations may increase from the accrual of fees and interest. Certain creditors and types of debts are not eligible for enrollment. C.P.D. Reg. No. – 21-04861.